We offer quality used cars and specialist finance packages to suit your individual needs.
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.
Our Top Picks
Ford cars have carved a niche in the car world for their unwavering reliability, spirited driving dynamics, and diverse model lineup, ensuring there’s a perfect fit for everyone, regardless of driving habits or personal style.
These cars aren’t just about utility; they’re about experience. Whether you fancy the zippy feel of a Ford Focus, the efficiency of a Ford Fiesta, or have your eyes set on any of the popular models from Ford’s impressive lineup, we’ve got you covered.
At Concept Car Credit, our commitment goes beyond just offering a range of approved used Ford cars. With our tailor-made financing options, getting behind the wheel of your chosen used Ford becomes a straightforward, enjoyable and affordable process.
We’re here to bridge the gap between your aspirations and reality, ensuring your driving dreams are met with solutions that respect your budget and preferences.
At Concept Car Credit, we want to see you in the driver’s seat of your desired vehicle without financial stress.
By crafting affordable, transparent, and swift financing plans, we ensure your journey from selection to ownership is a quick and easy one.
Instead of diving headfirst into a purchase with a large upfront payment, many people are now realising that financing vehicles is a much smarter option.
This approach not only eases the financial burden by spreading the cost over time but also provides flexibility in managing personal finances.
By choosing to finance, buyers can maintain their savings for other important expenditures or emergencies.
With Concept Car Credit, it's more than just finance; it's about flexibility and customer-first thinking. You're not locked into rigid payment plans. Instead, we work collaboratively, adjusting your weekly or monthly payment to an amount that fits your budget.
This bespoke financing strategy allows you to manage your expenses without compromising your lifestyle or financial goals.
Whether you're adjusting to new financial circumstances or planning for future investments, our flexible payment plans are designed to provide peace of mind.
Opting for a used vehicle is the smartest option for your wallet, especially when you think about how much money you could save compared to visiting Ford dealerships.
Before you get behind the wheel of your selected Ford model, our team goes the extra mile to meticulously comb through the vehicle, conducting quality checks to ensure every detail – from mileage to the plushness of the interior – is up to scratch.
Fords are super versatile, making them the perfect car for just about anyone on the road. But they’re also jam-packed with updated tech goodies, like cruise control, Apple CarPlay, and Android Auto, ensuring your rides are both smooth and connected.
Whether you’re team petrol or team diesel, we’ve got you covered. Our diverse range ensures we’re ready to cater to whatever you’re looking for, ensuring your ride aligns with both your driving style and eco-concerns.
Head down to our showroom and find your perfect match!
Buying a preloved Ford from Concept Car Finance offers a blend of reliability, value, and customer satisfaction that stands out in the automotive market.
When you choose us for your used Ford purchase, you’re not just buying a car; you’re investing in a partnership that prioritises your needs and driving experience above all else.
Before you get behind the wheel of your selected Ford model, our team goes the extra mile to meticulously comb through the vehicle, conducting quality checks to ensure every detail – from mileage to the plushness of the interior – is up to scratch.
Whether you're looking for a family-friendly saloon or an eco-friendly hybrid hatchback such as the Ford Fiesta Eco-Boost, you're guaranteed to get a car that's not only affordable but also dependable.
For those looking to reduce their carbon footprint, we also offer a selection of fuel-efficient and hybrid Ford models. These vehicles offer the same great Ford quality and driving experience while also contributing to a greener planet.
By choosing Concept Car Finance for your Ford purchase, you're choosing a company that values quality, affordability, and customer satisfaction. Discover the difference for yourself and let us help you find the perfect Ford for you.
Our commitment to you doesn't end once you leave our showroom.
We offer comprehensive aftercare services, including warranties and maintenance support, to give you peace of mind knowing that your used Ford will continue to perform at its best long after your purchase.
Our diverse selection of vehicles includes all the most popular Ford models and many more, giving you the freedom to choose the model that best fits your driving needs and personal style.
Whether you're in the market for a compact hatchback with front-wheel drive for city driving or a versatile SUV with four-wheel drive for family adventures, you'll find it at Concept Car Finance.
Our team of automotive experts is passionate about helping you find the perfect used Ford.
We offer personalised advice and support throughout the buying process, ensuring you make an informed decision that you're delighted with for years to come.
We understand that flexible financing is key to making your car purchase seamless and stress-free.
Our weekly and monthly payment options are tailored to fit your budget and lifestyle, making it easier than ever to drive away in your chosen Ford without the financial strain.
Being one of the most popular car manufacturers in the UK, we have a range of Ford cars available for you to take a look at.
Call us today on for an invitation to our showroom and more information on our financing options.
Or, you can and we’ll get back to you as soon as possible.
Once we’ve settled on an agreement and a payment plan, you don’t have to wait for an email telling you to come and collect your Ford car – in most cases, customers drive off in less than an hour after application!
If you’re looking for a reliable and practical car that’s affordable to run and fun to drive, Ford ticks all the right boxes.
Ford cars are made to last – so, even if you purchase a used Ford on finance, you won’t need to worry about it breaking down or having to replace worn parts for years to come.
If these vehicles do need repairs or maintenance, parts are usually widely available and reasonably priced.
Known and loved for its reliability, affordability, and practicality, the Ford Focus is one of the manufacturers’ most popular models – particularly among families who need something a little more spacious than the nippy Fiesta.
When even more space and versatility are required, the Kuga (Ford’s midsize SUV offering) is a great choice. It boasts a comfortable interior and also comes with four-wheel drive capability for off-road driving.
To find out more about the used Fords we currently have in stock at our Manchester-based showroom, don’t hesitate to get in touch with us on 0800 093 3385 or send us a message on Facebook.
As a general guide, you can apply for Ford finance as long as you’re:
But before we can approve you for a used Ford on finance, our motoring experts and extensive panel of lenders will need to know a little bit about your circumstances.
Though this does include carrying out a credit search, we will do everything we can to provide you with a finance plan that suits your needs perfectly – allowing you to spread the cost of your new car with manageable payments over a specified term. This applies even if you have poor credit.
To find out more about our finance options and what happens once you’ve been approved, talk to the team.
Here at Concept Car Credit, we strive to make vehicle ownership more accessible and affordable for all customers – including those with bad credit!
We have personal contract purchase (PCP) and hire purchase (HP) agreements available, and to apply, all you need to do is call us and discuss your details over the phone or complete our online enquiry form.
We’ll sit down with our panel of finance companies and decide whether you’re eligible for one of our used car finance plans.
If approved, a credit agreement will be drawn up between you and the lender – outlining how much you’ll be expected to pay per month, and for how long.
Our team will gladly assist you in choosing the perfect model – whether it be the small yet economical Fiesta, the spacious Focus, the versatile Mondeo, or the family-friendly C-Max.
You’ll also be invited to visit our showroom, where you can discover the used car options we have in stock and go for a test drive.
Once the final payment has been made, you will become the legal owner of the vehicle.
Use our car loan calculator to give you a better indication of how your payments will look.
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