We offer quality used cars and specialist finance packages to suit your individual needs.
Ready to learn more about car finance?
As the experts in the area, the team here at Concept Car Credit can set you up with a personal contract purchase (PCP) or hire purchase (HP) deal that suits you and your budget.
Take a look at our available cars and apply online today to learn more.
We don’t believe people should be restricted just because of their credit score. With Concept Car Credit, you can apply for car finance even if you have bad credit, and we’ll arrange suitable monthly payments for you on the car of your dreams.
And, if life gets in the way, just let us know and we’ll tweak your plan – you never have to worry about late or missed payments when you choose us.
If you’ve had trouble building your credit report in the past, our flexible and accessible finance deals give you the chance to show you can demonstrate financial responsibility and manage your budget. Watch your score skyrocket with Concept Car Credit.
Getting a new car may seem exciting, but it usually comes with a huge one-off payment, which not many people can afford.
Opting for a used model on a finance deal allows you to spread the cost over a set period of time, allowing you to enjoy all the perks of a car, without the burden of breaking the bank.
Used cars often get a bad rep, but we pride ourselves on our dedication to reconditioning used models so they look and drive as good as new. Experience advanced technology, modern trims and the latest editions right here at Concept Car Credit.
If used car finance in Portsmouth sounds like it could benefit you, why not give us a call?
Our friendly team are ready to answer all of your questions – from mileage restrictions to our soft credit check, and finance options to available models – just get in touch to learn more.
Apply online today and you could be behind the wheel of your chosen car in less than 60 minutes!
With a range of finance deals, it’s only natural to get confused. Luckily, we use the most trusted, specialist lenders in the area who will work with you and your income to organise a monthly payment plan.
We have hire purchase (HP) and personal contract purchase (PCP) options available.
Hire purchase is when you pay the total cost of the car plus the annual interest rate over a fixed term, and own the car at the end of the agreement.
PCP on the other hand, is when you pay for the car each month and have the option to either swap the car for a different model or pay the optional final payment (often known as a purchase fee).
Get in touch with the Concept Car Credit team today to find out which one is right for you.
Whether you want a dependable car to tick off your errands, or a sporty edition to show off to your friends, we have the used car for you.
If you’re not too sure which model meets your requirements, don’t hesitate to contact our knowledgeable team. Tell us what you need the car for and how often it’ll be used, and we’ll recommend suitable options.
You can also browse cars online today to find the right one!
We welcome all customers here at Concept Car Credit, as long as they meet the following requirements:
If you meet this eligibility list and are interested in car finance in Portsmouth, apply online today!
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.
