You can't get a finance agreement without a deposit, right? Wrong. With Concept Car Credit, you can get a zero-deposit finance deal on a car of your choosing, at a rate you can afford.
In a lot of finance agreements, a deposit (a lump sum put down at the start of the agreement) is requested.
However, depending on the car and finance provider, this could be a pretty hefty sum. With no-deposit car finance, you can spread the cost in affordable monthly repayments without worrying about scrambling together a deposit, making the process much quicker.
Fill out the quick and easy application form and we’ll get back to you with the next steps. Tell us you’re interested in no-deposit car finance and we’ll talk you through our process.
Whatever your driving needs and preferences, we have the car for you. Browse our selection online, or visit our Manchester showroom to find your favourite.
Our seasoned experts will talk you through how car finance and monthly repayments work. From a hire purchase to a personal contract purchase, we’ll help you understand the difference and tailor an agreement to your needs.
You’re now a customer of no-deposit car finance and are ready to take on the roads!
A zero-deposit car finance deal brings great power and great responsibility.
When you choose Concept Car Credit for a no-deposit car finance deal, you must be over the age of 21, have a UK or European driving license, and have been a UK resident for the last three years.
We like to make things easy, so all you need to do is apply online, and we’ll contact you as soon as possible with more information on no-deposit finance and our available cars for you to choose from.
Most customers get approved in less than an hour! So you can have your car the same day you apply.
For flexible rates, monthly repayments and a huge selection of cars for every need, contact us here at Concept Car Credit today.
You can apply online, or give us a call for more information and your questions asked.
You can!
Many car finance lenders decline applications of those with poor credit scores.
But this isn’t us.
We pride ourselves on organising car finance for as many customers as possible – regardless of credit score and experience with finance.
For more information on how we can help you get approved for the car of your choosing, give us a call today – we’re more than happy to talk you through our process.
From nippy sports cars to family-friendly SUVs, all of the cars in our showroom are available for you to choose from.
To test drive some of the models you’re interested in and learn more about car finance, head to our Manchester showroom. Here, you can meet our team and ask any questions you have about no-deposit finance deals.
What happens with the car at the end of the agreement depends on the plan you choose.
Hire purchase (HP) is when you own the car at the end of the agreement. However, for a personal contract purchase (PCP), you will have the option to make a ‘balloon payment’ (a larger final payment) at the end to make the car yours. If not, you can trade the car in for a different model.
Contact us today to learn more about our finance deals.
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.
