Flexible finance plans. Affordable monthly payments.
If you’re a young driver who can’t afford to pay for a new car outright, car finance is the perfect option.
Young drivers’ car finance gives you the flexibility to have a car without forking out a lump sum or being held to one model for years.
Here at Concept Car Credit, you can expect affordable rates, a huge selection of cars, and specialist young driver car finance deals.
Car finance for young drivers is hard to come by. With the higher accident rate caused by drivers under 25, little to no credit history, and a generally lower income, if you’ve applied for car finance recently but have been rejected, it could be down to one of those factors.
That’s where we come in.
Concept Car Credit is an experienced car finance broker. Our team help countless customers get car finance on their chosen car, at a price they can afford.
And young drivers are no exception.
We’ve helped countless young drivers secure car finance with our flexible and affordable rates. Rather than focusing solely on your credit history, we look at your income, budget, and lifestyle, to work out the best car finance agreement for you.
1. Apply online
2. Visit our showroom to test drive our available models and speak to the experts
3. Once you’ve made your decision, sign on the dotted line and enjoy your newfound freedom
No matter which of our car finance options you choose – hire purchase car finance or personal contract purchase car finance – you never have to worry about your monthly payments. If life gets in the way, or your disposable income changes for any reason, just let us know and we’ll tweak your agreement.
If you choose young driver car finance with Concept Car Credit, this is a great step to improve your credit score. By making monthly repayments in full and on time, you can demonstrate to potential lenders you’re financially responsible and can budget your income.
Here are our tips on how to further boost your credit score for young drivers:
Quick, simple, and effective. By confirming your identity and place of residence on the electoral roll, you won’t believe how quickly your score will increase.
Fixed monthly payments with a car loan finance deal help you budget your monthly income. This won’t just aid your credit score, but will also set you up in good stead for when you have your own home and other financial commitments.
Overdrafts and loans may sound good at the time but don’t forget you have to pay them off at some point.
By choosing us, you’re guaranteed a suitable car finance agreement, regardless of credit history or income.
Browse our available models, and get in touch when you’re ready to sign on the dotted line.
With Concept Car Credit, there are a couple of different finance options available:
Not sure which one is right for you? Not a problem. Our team have been in the game for years and is on hand to answer any questions and make finance and car recommendations based on your needs and budget.
Give us a call today to get started.
No. You don’t need a guarantor to help secure car finance.
However, it’s a good option for those with no or a poor credit history, and those working part-time. It’s basically someone who will cover the cost of the loan if the primary borrower is unable to do so for any reason, acting as a safety net if anything happens.
You can!
If you’re a student looking for appropriate finance deals, we even offer student car finance for those in full-time education looking for the best car finance deals.
We provide young drivers with support and assistance during the application process and throughout their finance agreement – we’ll help you through the whole car finance process.
Get in touch today to learn how Concept Car Credit can help you.
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.
