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Car blog

Keep up to date with the latest news and blogs

20 January 2025

Concept Car Credit Wrapped: Our top car manufacturers of 2024

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

10 January 2024

Weighing the Pros and Cons: Financing a Car with Bad Credit

The title to this article may be confusing. Bad credit, for many UK drivers, is an issue. How can there be positive aspects to financing...

10 January 2024

Covid & car prices: You won’t believe the effects!

When it comes to the Covid pandemic and the car industry, things can get confusing. Consider this: The way it looks, car prices have actually...

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22 July 2021

Used cars are becoming more expensive! Or cheaper?

Used cars have never been truly cheap in the UK. On the one hand, it's great that we have one of the most dynamic second hand markets. This, after all, means that there are always...

20 July 2021

European emissions standards: What do they mean?

Spend some time on any car related website and you'll find mentions of "euro emission standards". Which sounds a bit odd: After Brexit, after all, do these rules still apply to me? It is a...

22 June 2021

How to drive green & eco-friendly

So you want to support the environment? Then using public transport, walking or riding your bike to work are your preferred options. That said, this isn't always possible for all of us. Sometimes, we all...

15 June 2021

How much greener is a new car vs a used one?

We all want to protect the planet. Unfortunately, driving a car presents a bit of a conundrum in this regard: Aren't all cars inherently bad for the environment? In a way, yes. But there are...

10 June 2021

Fuel consumption: Are new cars less economical than used ones?

We all want to save fuel. It's good for the environment. It's good for our wallet. For many drivers, the conclusions seems obvious: Switch from an old car to a new(er) one. Over the past...

8 June 2021

ULEZ expansion: Will the second hand car market break down?

If you're living in London and driving an older car, ULEZ could spell trouble for you. This may come as a surprise. The acronym sounds friendly enough. And so far, it has had almost no...

11 May 2021

Experts claim: Your credit score may hurt your car insurance!

On this blog, we have repeatedly questioned the widely held belief that your credit score is a major influence on your creditworthiness. As it turns out, most lenders will habitually check your score – but...

6 May 2021

Are zero down payment auto loans a terrible idea?

Down payments can be a serious problem for many car buyers. As bad as high purchase costs, insurance policy and road tax fees may be, they usually present surmountable obstacles. Having to put down another...

4 May 2021

What is the minimum credit score I need for a car loan?

redit scores, in theory, tell a lender how trustworthy you are. With that in mind, you'd assume that a good score leads to acceptance and a bad one to rejection. So all you need to...