Car blog

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3 March 2025

The Differences Between Comprehensive and Third-Party Insurance Explained

The world of car insurance can be a complicated one. With so many variations, payment options, and coverage types, it can be hard to gauge...

26 February 2025

What Documents Do You Need to Apply for Car Financing?

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

20 January 2025

Concept Car Credit Wrapped: Our top car manufacturers of 2024

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

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19 November 2020

Never ever buy a car with outstanding finance!

The title of this article is pretty clear. Nevertheless, allow us to repeat the message: Never ever buy a car with outstanding finance! Not even if it's cheap. Not even if it's dirt cheap. Just...

17 November 2020

Experts warn: PCP and HP are the Road to Ruin

Financial website This is Money has issued a strong warning against PCP (personal contract purchase deals) and HP (hire purchase). According to their experts, these financing options are far too complicated for the average consumer...

13 November 2020

Corona & Car Finance: What you need to know now

These are bad times if you need to pay off a car loan. Only a year ago, a virus set the world on fire. There were heartbreaking scenes from hospitals, the end of social life...

11 November 2020

Do THIS to improve high interest rates on bad credit car loans!

Life's unfair – that's a given. It is even unfairer if you're applying for a loan. This is what we see all the time: People with plenty of money on the side not only find...

29 October 2020

Car Finance Advice 2020: Avoid these 7 deadly mistakes!

Car finance is not just a side thought to buying a car. It is the very heart of the matter. In this article, we'll help you avoid the worst mistakes you can make when looking...

25 June 2020

Car Finance with no down payment

Are deposits still a thing? Sometimes, they really can seem like fossils from a different era. Car finance has become so much more flexible and customer-oriented. Why, then, should it still be mandatory to pay...

10 June 2020

Is Experian Boost a Rip-Off?

Ever since its introduction, Experian Boost has captured the collective imagination. We can't say we're surprised about that. Boost promises a lot, after all, and it won't cost you a penny. On a market which...

3 June 2020

Captive Lender: Should you use one?

Captive lenders are one of the finance industry's biggest success stories. Ever since General Motors set up the car sector's first in-house financing company, captives have gradually increased their share of the market. Today, they...

14 March 2020

Ability to repay: How do I know if I can afford a car loan?

When it comes to car finance, we ask ourselves a lot of questions: Where can I get the cheapest credit? Where can I get credit with a bad credit rating? How can I convince a...