Car blog

Keep up to date with the latest news and blogs

3 March 2025

The Differences Between Comprehensive and Third-Party Insurance Explained

The world of car insurance can be a complicated one. With so many variations, payment options, and coverage types, it can be hard to gauge...

26 February 2025

What Documents Do You Need to Apply for Car Financing?

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

20 January 2025

Concept Car Credit Wrapped: Our top car manufacturers of 2024

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

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24 December 2020

The biggest goal in car finance: Driving instalment-free

Do you want to know the secret behind getting the most out of car finance? The secret to saving thousands of Pound in interest and much better cash flow? We bet you do. Here it...

22 December 2020

It’s okay to be upside down on your loan!

Maybe you've only read articles warning against being upside down on your loan. Or maybe you are upside down on your loan and you're now asking yourself what to do about that. Here's the good...

21 December 2020

No credit check loans & instant decision: Don’t fall for them!

Is it possible to get loans without any kind of credit check? You'll be surprised to hear it, but: not only can you get just that. You can even get an instant decision on your...

15 December 2020

Car finance: Are we all living beyond our means?

Harsh words can be hurtful. But sometimes, we need them. In a recent opinion piece on Top Gear, automobile journalist Chris Harris has lashed out against our collective habit of buying cars that we can't...

10 December 2020

Car Loan or Car Lease? Here’s the ONLY answer to that question!

Buying a car is rarely a pleasurable experience. It's expensive, tiresome and time-intensive. Rejection is a realistic possibility. And even if you do get accepted, the danger of a default looms high. Which is why...

3 December 2020

Negative Interest Rates: Will They Destroy Car Finance?

These are strange times. So it's no surprise that even the Bank of England has to resort to extraordinary measures. Still, their most recent announcement did raise an eyebrow or two. As reported by Reuters,...

1 December 2020

You Won’t Believe What Your EMI can do for Your Car Finance!

To all the music fans out there: Curb your enthusiasm. This article is not about that EMI - one of the world's most famous record companies, (former) home to the Beatles and Radiohead. No. This...

30 November 2020

LTV Ratio: The Magic Number in Car Finance

Would you like to know a magic number? A number that can keep you out of trouble when applying for car finance? Which can improve your chances of getting accepted for a loan, while keeping...

24 November 2020

A loan with a long tenure is actually great – if you do it THIS way!

Car loan tenures are getting longer. That's a fact. Whether or not you think that's a good thing, however, remains disputed. Experts will usually argue that increasingly long loan tenures are a problem. You want...