Car blog

Keep up to date with the latest news and blogs

3 March 2025

The Differences Between Comprehensive and Third-Party Insurance Explained

The world of car insurance can be a complicated one. With so many variations, payment options, and coverage types, it can be hard to gauge...

26 February 2025

What Documents Do You Need to Apply for Car Financing?

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

20 January 2025

Concept Car Credit Wrapped: Our top car manufacturers of 2024

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

Filter Blog Results

25 February 2022

No more car finance? Will car dealers disappear?

Car dealers don't have the best reputation. And yet, each year, they're helping thousands of UK citizens get behind the wheel. As banks and credit unions are losing their commanding position as finance brokers in...

24 February 2022

Help! I can no longer afford a used car!

Quite a few science authors have predicted a future without cars. They probably weren't thinking of cars getting too expensive. And yet, this is precisely what the UK car market seems to be destined for....

6 May 2021

Are zero down payment auto loans a terrible idea?

Down payments can be a serious problem for many car buyers. As bad as high purchase costs, insurance policy and road tax fees may be, they usually present surmountable obstacles. Having to put down another...

4 May 2021

What is the minimum credit score I need for a car loan?

redit scores, in theory, tell a lender how trustworthy you are. With that in mind, you'd assume that a good score leads to acceptance and a bad one to rejection. So all you need to...

29 April 2021

Lenders aren’t even looking at your car credit score!

The world of finance is murky. Very murky, in fact. Truths are hard to find, facts difficult to distinguish from rumours. But so far, it has always seemed you could rely on one thing: Lenders...

27 April 2021

Why your credit report is more important than your score.

If you're afraid you won't be able to get car finance, think again. American consumer finance website Nerdwallet puts it best when they say: "If you worry that your credit score could keep you from...

21 April 2021

Car finance: Your credit score matters very little!

To most people looking to buy a car, car finance and credit score belong together like key and lock. To their mind, only those with a good credit score can get a loan. Whereas those...

5 January 2021

How to improve your car credit acceptance chances

Are you in need of a car but afraid you won't get accepted for credit? In this feature we'll fill you in on everything you need to know. Find out … … that your chances...

29 December 2020

Is it harder to finance a used car than a new one?

Surely, this is one of the most bizarre situations in car finance: You want to buy a cheap car . But no one will give you a credit. At the same time, you can easily...