Car blog

Keep up to date with the latest news and blogs

3 March 2025

The Differences Between Comprehensive and Third-Party Insurance Explained

The world of car insurance can be a complicated one. With so many variations, payment options, and coverage types, it can be hard to gauge...

26 February 2025

What Documents Do You Need to Apply for Car Financing?

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

20 January 2025

Concept Car Credit Wrapped: Our top car manufacturers of 2024

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

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9 August 2023

A Guide to Understanding Interest Rates for Poor Credit Car Loans

Ultimately, car finance always comes down to interest rates. You can haggle for a better purchase price, try to get the best conditions, and spend days working out the best model for you. But interest...

2 August 2023

Are you afraid of bad credit car finance? Here’s why you don’t have to be.

Are you looking for a car credit but can't find a bank that will accept you? Are you considering bad credit car finance but worried that it isn't safe? We know where you're coming from....

5 July 2023

Understanding Your Credit Score: How It Affects Your Car Financing Options

Securing the car of your dreams involves more than just choosing the make and model; it requires a comprehensive understanding of how your credit score influences your car financing options. The interplay between credit score...

25 May 2023

Unlocking a Better APR for Your Car Loan: Insider Tips to Save Money

As interest rates continue to rise, being savvy about your loan terms has never been more crucial. Are you, too, looking to optimise your APR? Then this article is for you. In this comprehensive guide,...

5 December 2022

How often should I check my credit score for free?

By now, you should be well aware that your credit score is pretty important when it comes to car finance. At least, most expert concur a good score can significantly contribute to a successful loan...

14 November 2022

Do you have a thin credit file – and what can you do about it?

The current beauty ideal is being thin. But when it comes to personal finance, the exact reverse is true. A thin credit file is a serious issue for millions of Brits. It can deprive you...

1 November 2022

Bad credit but need a car? Our car finance calculator can help!

Bad credit is not the exception in the UK. It is a daily concern for many households. During the pandemic, the average credit score did rise a bit, as This is Money reported. On the...

14 October 2022

Can you swap finance from one car to another?

You've taken out a loan for a car and now you want to change to a different vehicle? We can totally relate. But is this actually possible? At first sight, it seems like a perfectly...

2 October 2022

How to check your credit score – and get the car you want

Do you know how to check your credit score? We're here to help. After all, credit scores are an important piece of the puzzle when applying for car finance. In this article, we'll show you...