Car blog

Keep up to date with the latest news and blogs

3 March 2025

The Differences Between Comprehensive and Third-Party Insurance Explained

The world of car insurance can be a complicated one. With so many variations, payment options, and coverage types, it can be hard to gauge...

26 February 2025

What Documents Do You Need to Apply for Car Financing?

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

20 January 2025

Concept Car Credit Wrapped: Our top car manufacturers of 2024

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away...

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22 February 2019

What are the most important credit rating agencies?

Credit rating agencies, also sometimes called credit reference agencies, are among the most powerful financial institutions. On the most basic level, they decide who can afford a credit and who can't. On a higher plain,...

20 February 2019

Bad credit rating: Definition

A bad credit rating can affect all of us. Maybe you've applied for a loan and been rejected. Maybe you've researched your credit rating out of curiosity and discovered your rating is 'poor'. Or perhaps...

29 January 2019

Take our free car finance check now

Finding a great car is easy. What's really hard is setting up the financing to pay for it. This is why we recommend our free car finance check. You'll typically get a response within a...

14 January 2019

What is a sensible car loan term?

When you're looking to finance a vehicle, the car loan term is rarely on your mind. Sure, you're aware that the duration of a loan can influence its overall costs. And you may also be...

7 November 2018

Very Poor Credit Car Finance

Very poor credit car finance has become a necessity for many consumers in the UK. For them, traditional car finance lenders like banks and credit unions are no longer an option. In the past, this...

29 October 2018

Can You Trust ‘Buy Here Pay Here’?

In the news, you may recently have seen reports about Buy Here Pay Here making a comeback. But has BHPH ever really left the frontpages? For as long as it has been around, it has...

19 September 2018

Car Finance for Poor Credit History

If you suffer from a bad credit status, you'll doubtlessly know how hard it is to find a suitable car loan. We're here to assist you. Based in Manchester, Concept Car Credit has already helped...

19 September 2018

Our Car Finance Calculator

Car Finance Calculators are among the most useful little tools on the web. In fact, in our opinion, you really shouldn't buy a car without one. An auto loan calculator allows you to go through...

9 August 2018

You Need Car Finance without Credit Check! Really?

Every day, many potential customers visit us at our Manchester showroom. Their backgrounds tend to be very different. But their first question is almost always the same: "I have a bad credit score, but would...